This real estate is subject to the Auto Extend feature. In Auto Extend, if a bid is placed on any biddable lot within 5 minutes or less of closing, it will extend the end time of that individual lot by an additional 5 minutes. (The computer will add the remaining time of 5 minutes or less and the additional 5 minutes) For Example: 4.32 of time left + the additional 5.00 minutes = 9.32 (9 minutes, 32 seconds).

If you plan to obtain any type of government guaranteed loan such as VA, FHA, RHS or KY Housing Corporation, PLEASE DO NOT BID! Some homes will not pass a government backed loan inspection. There are no financing contingencies for homes sold at auction.

Real Estate is sold AS IS, WHERE IS, with NO WARRANTY expressed or implied. It is the responsibility of the buyer to determine the condition of the real estate and bid accordingly. Inspection of the real estate is highly recommended so you, the bidder, can judge the quality of the real estate for yourself before bidding. All sales are final.

TERMS & CONDITIONS: REAL ESTATE: A deposit in the amount of 15% of the final sale price, including the buyer's premium, will be required within 48 hours of the auction ending time. Deposit to be made in the form of cash, cashier’s check, personal check with up-to-date bank letter guaranteeing funds, or wire transfer. Balance due by October 3rd, 2025. POSSESSION: Date of new deed transfer only. TAXES: 2025 real estate taxes shall be prorated. Lead paint could be present, make your inspection 10 days prior to the auction ending time. The Purchaser(s) will be required to sign an inspection waiver prior to signing a sales purchase agreement. Other online bidding terms apply. BUYERS PREMIUM: A 10% buyer’s premium will be added to all winning bids to determine the final selling price. IMPORTANT NOTICE: All real estate sold as is where is condition with no warranty or guarantee expressed or implied. Although information has been obtained from sources deemed reliable, neither the seller nor the auctioneer makes any warranty or guarantee, expressed or implied, as to the accuracy of the information herein contained. It is for this reason that buyers should avail themselves of the opportunity to inspect prior to the auction. All announcements from the auction block take precedence over any printed material or any oral statements made. Not responsible for accidents.

ATTENTION: Buyers should review all documents located in the Documents Tab prior to bidding.

CLICK HERE TO VIEW A VIRTUAL TOUR OF THE HOME.

Four bedroom, two and a half bath, colonial, brick, two story home, with a partial walk-up basement, having approximately 3,239 square feet of finished living space and built in 1938 (per the Jefferson County PVA). The main floor consists of a kitchen with a breakfast nook, half bath, dining room, foyer with grand staircase, living room with gas fireplace and marble mantle, parlor and a large den. The upper level of the home consists of a landing, primary bedroom with walk-in closet and full bathroom, an extra full bathroom, three bedrooms, and a back staircase leading down to the kitchen. Flooring of the home consists of hardwood, tile, and carpet. The 1,026 sq. ft. and unfinished concrete basement has a half bath, double mop sinks, a previous coal storage room for added storage, updated electric panel/service and an additional staircase leading to the garage. The home is heated by a natural gas furnace and cooled with central air. Other improvements include a natural gas water heater, a columned covered front porch, back patio, asphalt driveway with arched stone bridge, generous landscaping, mature shade and city utilities. The home and improvements are situated on a spacious 0.67 acre lot (per the PVA), adjoining Seneca Park in the back, at the corner of Beals Branch Dr. and Cherokee Gardens (per the PVA). The real estate is Zoned R5. This home is in a great location. This real estate is being sold subject to Metro Louisville and/or Jefferson County planning and zoning rules, mandates and regulations. Buyer(s) are aware that the real estate is selling subject to the plat and plat notes, easements and restrictions of Cherokee Gardens plat of record as recorded in Plat and Subdivision Book 5, Pages 66 and 67 in the office of the Jefferson County Clerk. Selling subject to Cherokee Gardens Homeowners Owners Association\Subdivision rules, by-laws, mandates, deed restrictions and regulations. The current yearly HOA fee is approx. $469.33 and is due on July 1st of each year. The 2025 HOA fee has already been paid by the seller. Buyer is responsible for the 2026 HOA fee. Current HOA Chairperson is Cynthia Denney at 502-930-0323 or [email protected]. There could be asbestos flooring located in the home. Presence is unknown. The lift chair located in the stairwell off of the kitchen stays with the real estate. Currently, the lift chair is not operational. The concrete and a glass window pane in the basement has cracks. Some of the basement window wells have separated from the home and are in need of repair and/or replacement. Some of the guttering of the home is copper. Sections of the box guttering system are damaged and in need of repairs and/or replacement. A portion of the real estate is located in a flood zone per the FEMA flood map. The flood stage, per the FEMA flood map, is at an elevation of 495.3 ft. The elevation of the front porch stoop, per a licensed surveyor (see survey plat), is at 499.2 ft. Should the lender require or the buyer desire to conduct a Flood Certification for the home, it will be the buyer’s sole responsibility and expense. There is a bridge located in the driveway of the home. The weight limit of the bridge is unknown. No professional has inspected the bridge prior to the auction or closing and is selling “as is”. There are flues located in the home. The condition of the flues are unknown and should be inspected by a professional prior to use. There was a water supply line leaking in the home in the approximate location of the main floor half bath sink. New water valves were installed in the basement to turn off the water supply to that specific area. It is the sole responsibility and expense of the new owner to repair. The refrigerator sells separately from the real estate. If you are the winning bidder of the home and desire to bid on the refrigerator or other personal property items in the home, CLICK HERE TO BID.